Roscoe Tanner is the Editor-in-Chief, leading a large team of writers at Versityloans . He has expertise in writing for various borrowing options like personal loans, long-term and short-term loans, unemployed loans and many more. Roscoe joined Versityloans in 2015 but previously worked with many reputed loan companies. He performs the major role as the editor, covering key aspects of loans and finance. Roscoe Tanner wants to serve at large in the progress of the company and to present a modern alternative to the traditional financial industry in the UK. He is a Certified Financial Planner and has a god-gift of connecting with people through his valuable suggestions and writings. His expertise as a writer and editor in the finance industry is based on his education qualification. Roscoe has done a Master of Business Administration (MBA) in Finance.

What is Debt and Does it Affect You?   

Debts are one of the most pressing issues that an individual faces. Some major debt examples are – payday debts, credit card bills, utility bills, etc. The reasons for accumulated debts could be unemployment, low income, economic slowdown or bankruptcy. However, debts affect individuals both physically and mentally. They struggle to juggle with other lifestyle …

5 Steps to Switch from a Fair to Good Credit Score

Having a low credit score may have a detrimental impact on your finances. It hinders your chances to utilise credit the next time. Individuals struggling with a fair credit history put their dreams on hold. This is because qualifying with insufficient or indecent credit history is challenging. If you get a loan on a fair …

Loan Application Declined In The Uk? Here’s What To Do To Secure A Loan

The feeling of facing a loan rejection is scary when some vital payouts are in the pipeline. It will obviously cause disappointment and nervousness at the same time. This is because that rejected applicant needs to look for other avenues to arrange money. You will be surprised to know that 6 in 10 loan providers …

How To Scale Your Clothing Brand In 2024?

The clothing or retail market in the UK faced challenges over the past few months due to inflation, supply chain issues, and rising energy and material costs. However, according to Feb 2024 stats, “the market may reach over 75 million pounds by 2026.” (Statista). Additionally, the research concludes that women’s apparels generate more revenue than …

Does Financial Etiquette Allow Borrowing From Friends And Family?

Are you in a dilemma to decide whether to ask family and friends for financial help? Some situations might demand immediate financial attention. Loans from near and dear ones can seem the most convenient way. They are like a reliable source for borrowing money. However, improper handling of finances can increase the tension between personal …

What Is The Importance Of Your Credit Rating

A credit score is extremely important because it helps you borrow money at a lower interest rate. Chances of better interest rates are high when your credit score is good. When your credit score is good enough, you should be able to avail yourself of lower interest rates. Most of the small loans are not …

6 Easy Ways To Finance Your Business Needs Easily

Did you come up with a killer business idea? Have all the strategies in place? Do you have money to finance the requirements? This is where the progress stops. Most businesses struggle to finance the initial business requirements like working capital, HR requirements, and meeting deadlines with updated inventory. If you can feel the pain, …

What Is A Secured Business Loan? Everything To Know About

If you want to grow and scale your business without being affected by a minor cash flow drop, secured business loans may help. It involves securing a loan against your business-owned assets. It is the easiest way to qualify for a higher amount. Lenders prefer businesses with strong credit histories and accounts to provide secured …

Eco-Friendly Home Improvements To Implement In 2024

Being conscious of the Environment is no more a choice. It has become mandatory for a variety of reasons. A sustainable way of living is one of the ways to ensure less impact on the surroundings. Are eco-friendly home improvements practically possible? Yes, you can incorporate green home improvement ideas for a better living. No …