What are instalment loans? Simply put, they give you a lump of money upfront that you pay back in small, fixed amounts each month. They’re perfect when surprise costs like home repairs pop up and stress you out! Key Factors to Consider When Choosing an Installment Loan Factor Description Interest Rate The percentage charged on …
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Do you feel emergencies arrive without prior notice? That is why they are named emergencies, which means something unplanned. It would be great to have a well-funded cash reserve. You can extract cash for whatever reason and even carry out urgent payments. What if you do not have such a provision in place? You must …
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There are situations that call for immediate action and no delay. This happens in case of financial emergencies. You cannot arrange speedy funds while the payout cannot wait any longer. The very thought that strikes your mind would be, “How can I get an instant loan immediately?”. This is a common scenario, and many people …
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Your credit score is a huge deal when it comes to money. It is an essential tool for smart finances. Your credit score impacts big money decisions. This number affects you if you get approved for loans. It also controls the interest rates lenders give you. The higher your score, the lower rates you pay! …
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Everyone sometimes needs to obtain some kind of financial product. You, too, must have applied for some like a loan, credit card, etc. Due to today’s high cost of living these days, loans are one of the most popular options. Before giving the loan, the company has to see whether you are eligible to pay …
Continue reading “What is a Credit Check? Soft vs Hard Checks Explained “
Are you dealing with a CCJ? Do you want to know the duration of its stay on your credit file? Since it can seriously damage your credit scores, you might have to let go of potential financial opportunities. Now, you must be alert about this situation to do what is needed to recover from it. …
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A County Court Judgement is a legal order a creditor issue against a borrower who defaults. He may issue one against the person who shares unreliable payment behaviour. It is a part of the debt collection process. Through this, he requests the court to take action on the creditor’s behalf. The borrower may receive the notice through …
Getting a loan can be challenging, especially if you have a bad credit history. In this condition, you may only get a loan with collateral, high income or a guarantor. A guarantor is the most popular choice for individuals facing credit issues. It reduces the risks for the lender and the borrower alike. Moreover, providing …
Debts are one of the most pressing issues that an individual faces. Some major debt examples are – payday debts, credit card bills, utility bills, etc. The reasons for accumulated debts could be unemployment, low income, economic slowdown or bankruptcy. However, debts affect individuals both physically and mentally. They struggle to juggle with other lifestyle …
