A CCJ is a county court judgment. It is issued by the court when you refuse to discharge the debt despite lenders using all means. A CCJ stays on a credit report for up to six years, which means your chances of qualifying for a loan at lower interest rates are very low. Most of …
Continue reading “Why do lenders hesitate to offer loans for CCJ to people without a guarantor? “
Everyone sometimes needs to obtain some kind of financial product. You, too, must have applied for some like a loan, credit card, etc. Due to today’s high cost of living these days, loans are one of the most popular options. Before giving the loan, the company has to see whether you are eligible to pay …
Continue reading “What is a Credit Check? Soft vs Hard Checks Explained “
