How to spot the hidden costs of renovating a home?                    

So, your renovation project is taking the final shape. You may be busy finalising the look and other aspects by tapping the best ideas. You probably have a budget in mind. It is something that you can afford on the project. You might also have some quotes from home renovating companies that fall within your …

What is a Credit Check? Soft vs Hard Checks Explained   

Everyone sometimes needs to obtain some kind of financial product. You, too, must have applied for some like a loan, credit card, etc. Due to today’s high cost of living these days, loans are one of the most popular options. Before giving the loan, the company has to see whether you are eligible to pay …

How long will a ccj linger on your credit file?

Are you dealing with a CCJ? Do you want to know the duration of its stay on your credit file? Since it can seriously damage your credit scores, you might have to let go of potential financial opportunities. Now, you must be alert about this situation to do what is needed to recover from it. …

What is a County Court Judgment (CCJ)?     

A County Court Judgement is a legal order a creditor issue against a borrower who defaults. He may issue one against the person who shares unreliable payment behaviour. It is a part of the debt collection process. Through this, he requests the court to take action on the creditor’s behalf. The borrower may receive the notice through …

What is Debt and Does it Affect You?   

Debts are one of the most pressing issues that an individual faces. Some major debt examples are – payday debts, credit card bills, utility bills, etc. The reasons for accumulated debts could be unemployment, low income, economic slowdown or bankruptcy. However, debts affect individuals both physically and mentally. They struggle to juggle with other lifestyle …

What Factors Can Influence Your Credit Scores?

Do you find understanding credit scores a bit tough? For this reason, you have yet to figure out the factors that have impacted your credit scores. The task that you are actually thinking to be challenging is relatively straightforward. There are no complicated concepts and terms beyond your understanding. The very range of 300 to …