You may have tried every aspect to determine the best way to clear the mortgage. You may have sought help from known ones, explored possibilities of earning more, etc. However, the growing expenses still make it difficult for you to save enough. It thus makes you conclude that- “I cannot afford my house anymore!” It …
Most effective ways to strengthen business performance
You can have many ways to increase the profitability of your business. For that, you must work on small aspects. It takes time to make changes initially. But gradually, if you keep working consistently, you will see the profitability of your business clearly increase. Downsize staff and unused resources You must have heard the saying …
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Who Can Be A Guarantor For A Loan?
Getting a loan can be challenging, especially if you have a bad credit history. In this condition, you may only get a loan with collateral, high income or a guarantor. A guarantor is the most popular choice for individuals facing credit issues. It reduces the risks for the lender and the borrower alike. Moreover, providing …
What is Debt and Does it Affect You?
Debts are one of the most pressing issues that an individual faces. Some major debt examples are – payday debts, credit card bills, utility bills, etc. The reasons for accumulated debts could be unemployment, low income, economic slowdown or bankruptcy. However, debts affect individuals both physically and mentally. They struggle to juggle with other lifestyle …
5 Steps to Switch from a Fair to Good Credit Score
Having a low credit score may have a detrimental impact on your finances. It hinders your chances to utilise credit the next time. Individuals struggling with a fair credit history put their dreams on hold. This is because qualifying with insufficient or indecent credit history is challenging. If you get a loan on a fair …
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Loan Application Declined In The Uk? Here’s What To Do To Secure A Loan
The feeling of facing a loan rejection is scary when some vital payouts are in the pipeline. It will obviously cause disappointment and nervousness at the same time. This is because that rejected applicant needs to look for other avenues to arrange money. You will be surprised to know that 6 in 10 loan providers …
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What Factors Can Influence Your Credit Scores?
Do you find understanding credit scores a bit tough? For this reason, you have yet to figure out the factors that have impacted your credit scores. The task that you are actually thinking to be challenging is relatively straightforward. There are no complicated concepts and terms beyond your understanding. The very range of 300 to …
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What Is A Credit Score And 10 Tips To Improve Your Credit Score?
A credit score is a parameter that determines your creditworthiness as a borrower. A three-digit number represents this score which usually starting from 300 to 850. The likelihood of getting better rates improves with higher scores. The lenders look at these scores to understand whether you will repay loans. The approval decision depends largely on …
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Understand What A Bad Credit Score Is
A credit score is always a priority that a lender looks at to loan you. A poor credit score means you will get a loan at unattractive interest rates. A lot of reasons are out there to have a poor credit file, but thankfully you can improve your score to be eligible for attractive interest …